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INVESTMENT RATES     CURRENT ACCOUNTS Conventional Islamic SAVINGS ACCOUNTS Conventional Islamic FIXED DEPOSIT Conventional Islamic NEGOTIABLE INSTRUMENT OF DEPOSIT MONEY MARKET PLACEMENT MONEY MARKET FUNDS FOREIGN CURRENCY ACCOUNTS INSTITUTIONAL TRUST ACCOUNT     FINANCING RATES     HOUSING Conventional Islamic AUTO PERSONAL EDUCATION SHARE MARGIN CREDIT CARD AR-RAHNU SMALL AND MEDIUM INDUSTRIES BASE LENDING RATES     FINANCIAL TOOLS     CURRENCY CONVERTER BUDGET AND NETWORTH MANAGER CASHFLOW MANAGER AFFORDABILITY CALCULATOR Property Vehicle Personal FINANCING CALCULATOR Property Vehicle Personal INVESTMENT VALUATION EPF ESTIMATOR     Home Loan Rates - Conventional   No Bank Package 1st year 2nd year 3rd year 4th year 5th year Comments 1 Affin Bank Home Solutions Plus BLR-2.30% BLR-2.30% BLR-2.30% BLR-2.30% BLR-2.30% Up to BLR-2.30% p.a. Margin of Financing up to 95%. Loan tenure : 45/75 years. For a property value of RM200,000 and above. 2 Alliance Bank Finance Entry Cost BLR-1.70% BLR-1.70% BLR-1.70% BLR-1.80% BLR-1.80% Year 6 onwards = BLR-1.80%. Maximum margin of financing = 95%.(inclusive of MRTA). Minimum RM 100,000 loan amount. (Properties under construction without MRTA). 3 Bank Simpanan Nasional Giro Home BLR-1.60% BLR-1.60% BLR-1.60% BLR-1.60% BLR-1.60% Year 6 onwards = BLR-1.75% (Non Zero Moving Cost). For complete and under construction (RM100,000 - RM 199,999) 4 CIMB Bank Home Flexi BLR-1.75% BLR-1.75% BLR-1.75% BLR-1.75% BLR-1.75% Complete Construction -Without GMTA BLR-1.75%. Loan tenure = 40 years/ 70 years of age. Maximum margin of financing = 95%. 5 EON Bank Super Easi 123 - Package 1 BLR-1.80% BLR-1.80% BBLR-1.80% BLR-1.80% BLR-1.80% Maximum tenure = 30 years/70 years of age; whichever is earlier. Maximum margin of financing = 95%. 6 Hong Leong Bank Flexi Mortgage- Package 1 BLR-0.90% BLR-0.90% BLR-0.90% BLR-0.90% BLR-0.90% Maximum tenure = 30 years/ 65 years of age; whichever is earlier. Maximum margin of financing up to 90% + 5% (MDTA) 7 Malaysian Building Society Commercial Property ECOF+0% ECOF+1.25% ECOF+1.25% ECOF+1.25% ECOF+1.25% 1st year complete property ECOF+0.5%, margin of financing 80%, loan tenure 20/60 years 8 Maybank MaxiHome BLR - 1.80% BLR - 1.80% BLR - 1.80% BLR-1.80% BLR-1.80% Loan eligibility up to 40% of salary. Loan margin up to 95%. Loan tenure up to 40/65 years of age 9 Public Bank Home Plan BLR - 1.80% BLR - 1.80% BLR-1.80% BLR-1.80% BLR-1.80% Margin of financing up to 100%. Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above) 10 RHB Bank Flexi Home Loan BLR-1.60% BLR-1.60% BLR-1.60% BLR-1.60% BLR-1.60% Loan amount RM100, 000 - RM200,000 : With MRTA- BLR-1.60%, without MRTA - BLR-1.50%. Margin of financing up to 90%. Loan tenure up to 40/65 years. Loan eligibility is 40% of salary. In addition to rates, when selecting a housing loan, you should also consider the fees and charges, margin of financing, tenure, your repayment capacity, prepayment flexibility, early termination provision and insurance coverage. You are also eligible to withdraw from Account 2 of your EPF for down payment. Hundreds of housing loan packages available in the market. Select one which fits your needs and circumstances. Please contact us for further information. DISCLAIMER The above information has been obtained from sources believed to be reliable and care has been taken in preparing and updating the data. Please refer to our disclaimer and privacy policy for terms and conditions of use. Last Update : 25/05/2010