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INVESTMENT RATES     CURRENT ACCOUNTS Conventional Islamic SAVINGS ACCOUNTS Conventional Islamic FIXED DEPOSIT Conventional Islamic NEGOTIABLE INSTRUMENT OF DEPOSIT MONEY MARKET PLACEMENT MONEY MARKET FUNDS FOREIGN CURRENCY ACCOUNTS INSTITUTIONAL TRUST ACCOUNT     FINANCING RATES     HOUSING Conventional Islamic AUTO PERSONAL EDUCATION SHARE MARGIN CREDIT CARD AR-RAHNU SMALL AND MEDIUM INDUSTRIES BASE LENDING RATES     FINANCIAL TOOLS     CURRENCY CONVERTER BUDGET AND NETWORTH MANAGER CASHFLOW MANAGER AFFORDABILITY CALCULATOR Property Vehicle Personal FINANCING CALCULATOR Property Vehicle Personal INVESTMENT VALUATION EPF ESTIMATOR     NEWS     22 July 2010 International Reserves The international reserves of Bank Negara Malaysia amounted to RM309.9 billion (equivalent to USD94.8 billion) as at 15 July 2010. The reserves position is sufficient to finance 8 months of retained imports and is 4.4 times the short-term external debt. Source: BNM