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Welcome to efficient-rates.com, a division of Efficient Frontier Capital Advisors Sdn Bhd, your must-stop centre for the latest investment and financing rates in Malaysia . Download our FREE calculators. Excellent tools to manage your finances. The carefully selected news is most pertinent to prudent personal and institutional financial management.

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	LATEST NEWS
	Ringgit hits 14-month low on risk aversion Malaysia’s ringgit sank to a 14-month low as concern Europe’s debt crisis will worsen deterred risk-... 02 October 2011 BNM International Reserves The international reserves of Bank Negara Malaysia amounted to RM414.5 billion (equivalent to USD137... 22 September 2011 CPI up 3.3% YOY The Consumer Price Index (CPI) for the period January to August 2011 increased by 3.1 per cent to 10... 21 September 2011

	ARTICLES AND INTERVIEWS
	Market Review July 2011 03 October 2011

WORLD INDCES

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DO YOU KNOW...

Interest income from your fixed deposit attracts the taxman! Placement with a money market fund will be exempted from tax at the hands of investors. Think of tax efficient solution not tax evasion.

Risk-return trade-off applies everytime.Determine your risk tolerance and choice of investment instruments. Contact us for an objective assessment using internationally recognised financial profiler!

“Prudent Investment Rule” requires a Fiduciary to manage assets objectively, to exercise reasonable care and skills, to diversify and to delegate investment and management functions when necessary.